Skip to content

About Us

Home > About Us

Play Video

Mulhern Bankcard, Inc. “MBCard” has been providing credit card merchant services to businesses across the US, Canada, Mexico, and Europe since 1985.  Paul Mulhern our President has nearly 40 years in the merchant service industry with expertise in leading teams and growing merchant portfolios. We are skilled in Contract Negotiations, Sales Management, Business Relationship Management, Marketing Strategy and Credit Card Interchange management. MBCard helps businesses with their processing solutions, including a unique dual pricing offer that gives back to the communities in which you do business.

CREDIT CARD RULES

We have the card brand rules covered. To pass on the credit card fee using dual pricing, merchants must comply with the contractual rules required by the card brands (such as Visa and MasterCard) as a condition of accepting their cards. Zero Cost Credit processing is a turnkey solution. 

“CHANGE IS UNAVOIDABLE. YOU CHANGE EITHER TO STAY AHEAD OR TO CATCH UP.”

MIKE HAWKINS

THE RULE

The merchant must be registered with the card brands.

The merchant must inform their customers of the credit card fee with appropriate signage at the store entrance (if applicable) and at the point of sale.

The amount of the credit card fee must not exceed 4%, and the merchant must not profit from the credit card fee.

The credit card fee and the price of the product or service must be processed together as one transaction.

The receipt must show the amount of the credit card fee as a separate line item.

THE SOLUTION

Our team completes each registration on your behalf.

Our team provides you with all necessary signage, keeping customers informed—and keeping you compliant.

Our solution processes the credit card fee and the purchase amount as one transaction.

Our solution produces a receipt that itemizes the credit card fee.

Our solution offers your customer the option whether to pay the fee or not